APPLY FOR A LOAN

Applying for a loan with Omega Financial Services is easy. We offer several convenient options to get started. You may also call us at 1-800-797-0760 and we can take your application over the phone. Our hours are Monday through Friday from 8:00 am - 5:00 pm EST. We're available on evenings and weekends by appointment only.

Complete Application | Online Form
This form is highly recommended if you are ready to apply. It will take 5-15 minutes to fill out. You will have the option of saving your application at any time and returning to it later.

Short Application | Online Form
This form will take 2-4 minutes to complete.

Downloadable Application | PDF File Get Adobe Reader
Fax or mail the completed form to us.


Required Documentation for Purchasing/Refinancing Loans

  1. Complete and sign 3 or 4 page residential loan application Form 1003 and attached loan info sheet, credit authorization and fair lending notice. Page 4 of the application is a continuation page in case you need additional space for your assets or liabilities. If you make a mistake while filling out the application cross it out, and make a change. Do NOT use white out.
  2. If you are salaried: provide two years W-2 and one month of paystubs OR if you are self-employed: provide two years tax returns and a YTD profit and loss statement.
  3. If you own rental property, please provide rental agreements and two years tax returns.
  4. If you wish to speed up the approval process, please also provide three months bank statements for each bank, stock and mutual fund account.
  5. Provide recent copies of any stock brokerage or IRA/401K accounts that you may have.
  6. If you are requesting a cash out refinance please provide a letter explaining what you plan to do with the proceeds.
  7. Provide copy of divorce decree if applicable.
  8. If you are NOT a US citizen provide us with a copy of your green card (front & back), or if you are NOT a permanent resident provide us with your H-1 or L-1 visa.

Required Documentation for Credit Lines/Home Equity Loans

  1. Complete and sign 3 or 4 page residential loan application Form 1003 and attached loan info sheet, credit authorization and fair lending notice. Page 4 of the application is a continuation page in case you need additional space for your assets or liabilities. If you make a mistake while filling out the application cross it out, and make a change. Do NOT use white out.
  2. If you are salaried: provide two years W-2 and one month of paystubs OR if you are self-employed: provide two years tax returns and a YTD profit and loss statement.
  3. If you own rental property, please provide rental agreements and two years tax returns.
  4. Provide a copy of the note on your 1st mortgage. This will normally be found in your closing loan documents.
  5. Provide a signed letter explaining what you plan to do with the proceeds.
  6. Provide copy of divorce decree if applicable.
  7. If you are NOT a US citizen provide us with a copy of your green card (front & back), or if you are NOT a permanent resident provide us with your H-1 or L-1 visa.



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